Investment Management Perspective of Micro-Enterprises
Volume 3 - Issue 5, May 2019 Edition
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Author(s)
Dr. Shirley Eje Maranan, Dr. Jeffrey Perez Maranan
Keywords
financial planning, forecasting, investment perspective, micro-enterprise, working capital management
Abstract
Investment management perspective of micro-enterprises in Batangas province were the main focused of the study using descriptive statistics. Based on the analysis, respondents were 51-60 years old, female, undergraduate, and below five years in the business. Moreover, respondents have below five employees, five years in operation, and less than Php5, 000.00 capital. In assessing the investment management perspective of micro-enterprises, respondents agree that risk and rate of return, working capital management, financial forecasting, and financial environment affect financial planning. There is also a significant relationship between the profiles of the respondents with the factors of investment management perspective. Researchers found out that risky products or services related to the business should be monitored, the liability for short-term debt financing should be decreased, owners of micro-enterprises must maximize working capital, there should be a plan for the expenditures on fixed assets, and micro-enterprises’ owners should determine the prevailing interest rates.
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